This morning I made a payment of $660. So after this payment clears, I will have a remaining balance of $20,999.98. So slowly but surely. I know my payments will have to restart in January 2022. So I am trying to kill what I can before interest starts accruing.
I have another $140 to apply to it this month. I am also waiting to hear back from the state on the money the comptroller was holding in my name.
I researched more about loan forgiveness and for teachers, Perkins can forgive 100% of the loans. But I checked today, and I have Stafford loans. So I still qualify for the potential $5,000 forgiven after five years of teaching in an impoverished school. We see how that goes at the end of this school year.